Terms and Conditions for Website And Membership

Legal Notice and Disclaimer

Welcome to our website. If you continue to browse and use this website or any of our Membership Services you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy and returns policy set out below, govern Streetwisesubbie Ltd’s relationship with you in relation to this website and any of our Membership Services or services provided by our Service Delivery Partners and Consultants.

The term ‘Streetwisesubbie Ltd’ or ‘us’ or ‘we’ refers to the owner of the website and the content accessible on the site or information or reports provided as part of the Membership Services. The term ‘you’ refers to the user or viewer of our website and/or information or reports provided through the Membership Services

The term “content” means the content of any of the pages of this website and/or any information or reports provided through the Membership Services.

The use of this website and/or any of our Membership Services is subject to the following terms of use which we reserve the right to revise at any time.:

  • The content for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the content of this website for any particular purpose.
  • You acknowledge that any content may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any content is entirely at your own risk, for which we shall not be liable.
  • It shall be your own responsibility to ensure that any content, products, services, information or advice available through this website meet your specific requirements.
  • This website contains content which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trademarks reproduced in this website which are not the property of, or licensed to StreetwiseSubbie.com Ltd  are acknowledged on the website.
  • Unauthorised use of this website or any content may give rise to a claim for damages against you and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • Your use of this website and any content and any dispute arising out of such is subject to the laws of England and Wales.


Streetwisesubbie Ltd owns the copyright to the content of this website, identified as www.streetwisesubbie.com, together with its text, images and pictures contained therein, and all content unless otherwise stated. Replication, copying, altering or any activity dealing with the content is prohibited without the prior express consent of Streetwisesubbie Ltd or the relevant owner of the copyright.

Website Content 

All content and information within the website www.streetwisesubbie.com  is posted in good faith and updated regularly. We cannot, however, guarantee the completeness and or accuracy of the content.

To the fullest extent permitted by law Streetwisesubbie.com Ltd, its directors servants and agents and any other author or provider of content do not accept responsibility for any loss whether direct or indirect which may arise from reliance on the information or content.

Streetwisesubbie.com Ltd does not endorse nor accept responsibility for the content or material of any website or any software downloaded from any website referred to or accessed from www.streetwisesubbie.com.

Services Provided

Any service provided by this web site or our Membership services, including inter alia; Ask Streetwise and the Free “Check It” service are subject to cancellation at any time, and Streetwisesubbie.com Ltd its directors servants and agents do not accept responsibility for any loss whether direct or indirect which may arise from reliance on or failure to provide advice through these services.

For The Avoidance Of Doubt

Streetwisesubbie.com Ltd its directors servants and agents and any other author or provider of content, accept no liability whatsoever for any loss or damage resulting from the use of the content or services provided via this website, or our Membership Services including inter alia:

  1. any direct loss of any kind
  2. any loss of profit
  3. any lost production
  4. any lost contracts
  5. liquidated damages
  6. any other indirect or consequential damages or loss

howsoever arising.

Each part of this clause is to be read separately so that if part of this clause is found to be unreasonable the other parts of the clause are still valid.

Privacy Policy – How We Use and Manage Your Data

Key Information

Streetewisesubbie.com Limited (“StreetwiseSubbie”) respects your right to privacy. We put in place security measures for your personal data and manage your personal data in accordance with applicable data privacy regulations.

Please note that StreetwiseSubbie is the Data Controller of your personal/business data.

The principles set out in this Privacy Notice apply to all instances in which we receive your personal data as a Data Controller for the purposes described in this notice including data supplied to us via this website.

If you have any requests concerning your personal data or any queries with regard to these practices please contact StreetwiseSubbie using the contact details given below.

Personal data StreetwiseSubbie collects through this website, how we collect it, and the purposes for processing are compliant with the GDPR.

StreetwiseSubbie only collects the data we need to complete a transaction, provide a free service, or provide you with exclusive and relevant information for your business. We will hold more data on employees, Silver, Gold or Platinum Buddies who have subscribed to our membership services, and customers who have purchased books, tickets to events, training or seminars, or conferences, etc.

This will include name, company name, company name and address, telephone numbers, e-mail address(es) and website address(es).

We also hold copies of Direct Debit Order Forms that include bank account or credit card details if you have sent these to us. They are passed on to the bank by us for financial processing.

Who StreetwiseSubbie discloses your personal data to and why

There are very few occasions where StreetwiseSubbie passes on your personal data.

Financial details in order to complete a purchase or similar financial transaction will be passed to our bank.

Your basic data (name/e-mail address) will be stored on highly secure third party dedicated e-mail processors used by StreetwiseSubbie, e.g., Dot Mailer, MailChimp, Wysemail, Emailout.

These companies have their own privacy policies and are jointly responsible for any data we hold there.

No data is passed to any external party for them to market to you directly.

Where we do work with Contractual or Marketing Consultants, Insurance Brokers, Health and Safety, BIM, ISO or any other expert supplier/partner provider, we will let you know if they are planning to contact you. These suppliers provide a range of services that will benefit your business and would come to you only with our recommendation.

Your Rights

Personal data StreetwiseSubbie collects through it’s website, e-mails, downloads or promotions and how we collect it are in compliance with the GDPR.

You can provide your personal data if you wish. We only collect personal data that you want to provide to us or that is needed to provide (and improve) our service to you.

Returns/Refunds Policy

Here at StreewiseSubbie.com Ltd we pride ourselves on delivering a first class service, and work hard to avoid any reason that might cause you to complain or require a refund.

However, even in the best run organisations problems sometimes occur and we want you to be completely satisfied.

In the unlikely event that you are unhappy with your membership, you can pick up the phone and call our Managing Director Direct Dial (01773 715062) who will deal with your concerns personally, but we would ask you to do so promptly as soon as the reason for dissatisfaction arises.

Your Initial Membership Period is for 12 months and this is made clear to you during the sign up process. Once this period has expired you may cancel at any time.

Monthly Subscription fees are charged automatically on each renewal date (i.e. monthly) until you cancel in writing or by e-mail to info@streetwisesubbie.com.

You may cancel at any time during the month. Upon cancellation, your subscription will expire 30 days from the last payment.

Any amounts paid prior to your cancellation are only refundable at our discretion.

Assuming that you have fulfilled your payments in accordance with your Initial Membership Period of 12 months then all documents, information and free gifts are yours to keep!

If we have failed to fulfill any aspect of our service, other than for reasons beyond our control, we may at our sole discretion agree to an early cancellation of your contract with us, and/or make a refund of membership fees.

Advice and Consultancy General Terms and Conditions


The following General  Terms of engagement will apply to all work carried out by Ashmore Consulting and/or other Service Delivery Partners or Consultant’s recommended by StreetwiseSubbie.com. In addition the Service Delivery Partner or Consultant’s own terms and conditions will apply or supersede these terms as necessary. Please check with them at the time of their appointment.

The expressions “we”, “us”, “our”, refer to Ashmore Consulting (or other Consultant) and “you” and “your” refer to our client.

We will endeavour at all times to provide you with the highest quality cost effective service handling your instructions with professional skill care and attention.


Our charges will be calculated by reference to the time  spent in dealing with the assignment at the agreed hourly
charging rate. Chargeable time includes attendances upon you and others, as appropriate, any time spent on
necessary research, travelling, considering, preparing and working on papers; correspondence and making and
receiving telephone calls.

VAT and disbursements are payable in addition.

Rates are reviewed annually at the end of March each year. We will notify you promptly of any proposed change.

We try to be flexible in order to meet our clients particular needs and in appropriate cases we may consider fixed fees or percentage arrangements.


It is not usually possible to predict costs in advance. When we are requested, we will do our best to indicate, what
costs are likely to be incurred. Any estimates which are given are for guidance only and are not binding.

Upper Limits

You may from time to time set an upper limit on the charges or disbursements which we may incur without
further authority. If you do, then we will not exceed the agreed limit without first obtaining your consent, but you
should bear in mind that if the limit you set is inadequate, it may prevent or delay matters . We will not be liable for
any such delay.

Fee Accounts

We will render interim fee accounts in respect of our charges for work done and disbursements incurred on or
around the last day of each calendar month (unless another period is agreed). These fee accounts shall not be
regarded as final as to the amount of charges and disbursements to which Ashmore Consulting (or other Consultant) is entitled.

We reserve the right to require payments on account of anticipated charges and disbursements, or where
appropriate personal guarantees prior to commencing work, or if necessary after work has commenced.

Payment of any fee account is due within 7 days of the date of our invoice. The final date for payment of an invoice
is 7 days after the due date. (i.e. payment 14 days from invoice).

We reserve the right to suspend performance if payment or adequate security for payment is not received.


We reserve the right to charge interest on a daily basis on accounts not paid within 14 days of the date of the invoice.

The rate of interest to be applied will be 20% per annum.


Our appointment may be terminated upon written notice by you at any time, and by us if you fail to pay an interim
invoice before the final date for payment or meet a request to give instructions, information or other assistance we
reasonably require or if we cannot otherwise properly continue to represent you.

In the event that our employment is terminated our services will cease from the time of such termination.


You will remain liable for any unpaid costs/disbursements. Until payment we shall be entitled to a lien over any
documentation belonging to you but in our possession.


Our appointment is subject to the Housing Grants Construction and Regeneration Act 1996 as amended and
accordingly both parties have the option to refer any disputes or differences at any time for the decision of an
adjudicator appointed pursuant to Section 108 of the Act. Such adjudication to be carried out in accordance with the Scheme for Construction Contracts.


These terms and any dispute which arises between us under or in connection with them shall be subject to the
Law of England and the exclusive jurisdiction of the English Courts.

Become a Streetwise Buddy

Construction’s a tough place to do business right now, and Specialist Contractors need all the help you can get. That’s why you will find our resources and expertise are invaluable, whatever the size of your business and whatever your specialisation. We’re here to help you solve all your business problems, including the crucially important contractual ones, such as getting paid.

What Our Buddies Say ...

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StreetwiseSubbie.com Ltd
17 Ilkeston Road
DE75 7DR

Helpline: +44 (0)1773 712116
Email: info@streetwisesubbie.com